Software as a service (SaaS) services, namely, providing individuals and businesses temporary use of non-downloadable software via a web or mobile connection, for purposes of transparency for use in a social financial network where public and group financial information is shared by automatically receiving, storing and viewing information from bank accounts, government agencies and utility service providers, manually entering income and expense transactions, and displaying the aggregated data, all for the purpose of providing transparency to projects and financial accounts; software as a service (SaaS) services, namely, providing individuals and businesses temporary use of non-downloadable software via a web or mobile connection, for purposes of providing users with real-time data transparency by dashboard views that consolidate and arrange information without modifying or manipulating any underlying data; software as a service (SaaS) services, namely, providing individuals and businesses temporary use of non-downloadable software via a web or mobile connection, for purposes of providing users and examiners of data and information with real-time views and reports in the field of information management and analysis