Downloadable computer application software for the processing of financial and foreign exchange transactions; mobile phone software applications, downloadable, for the processing of financial and foreign exchange transactions; downloadable and recorded computer software for control of self-service terminals; downloadable and recorded computer software for controlling the operation of audio and video devices; magnetically encoded credit cards; magnetically encoded debit cards; magnetically encoded charge cards; cards and other apparatus, documents and instruments used in relation to payments, the electronic transfer of funds and other financial transactions, namely, magnetic coded cards for use in financial and foreign exchange transactions, electronic payment terminals and magnetic coded card readers; magnetically encoded credit, debit and prepaid currency cards; blank smart cards; encoded smart cards containing programming used for processing of financial and foreign exchange transactions; blank electronic chip cards; encoded electronic chip cards for identifying particular users of computers and mobile telephones and processing of financial and foreign exchange transactions; database and information relating to financial and foreign exchange transactions and for identifying users of such services recorded on paper, electronic, magnetic, electro-magnetic, optical or electro optical media, namely, CD-ROM, DVD-ROM, DVD-RAM, HD-DVD, CD-R, DVD-R, CD-RW, DVD-RW, and write-once read-many (WORM) optical cartridges