financial services, namely, financial management advisory services to micro-finance organizations worldwide in the fields of finance and banking services with the goal of alleviating poverty worldwide; provision of financial grants and guarantees to micro-finance organizations and credit agencies; technical financial management consultation and assistance with financial treasury management and internal financial controls; providing financial assessment services to micro-finance organizations by measurement and evaluation of social performance, namely, assisting third parties in their assessment of poverty levels in individuals and groups of individuals to better determine their client's financial needs and improve the effectiveness of microfinance programs meant to reduce or eliminate poverty; charitable fundraising; providing credit and financial consultation, namely, assisting low-income individuals and businesses to establish positive credit histories or alternative credit evaluations, and savings programs for low-income individuals