downloadable computer software featuring educational course materials for training purposes to the staff of microfinance and lending organizations, service providers, non-governmental organizations, and their underprivileged clients in the field of social inclusion to empower marginalized people within poor communities; downloadable software programs for use in assessing poverty levels and growth opportunities for the poor, and promoting individual development, which allows microfinance institutions, agricultural organizations, health organization, and businesses and individuals, to better determine needs and improve the effectiveness of programs meant to reduce or eliminate poverty; provision of downloadable information, namely, written articles, manuals, reports, and multimedia files containing artwork, charts, text, audio and video in the fields of health, agriculture, technology and financial services that will better enable institutions to determine their impact on poverty reduction for the ultimate purpose of alleviating global poverty