Downloadable computer and mobile application software that allows low and moderate income families to discover information about, and apply for, government and private sector financial assistance programs by uploading, storing, and sharing identity and financial information and documentation; Downloadable computer and mobile application software that allows low and moderate income families to receive referrals to government and private sector financial assistance programs that target specific household composition and financial position; Downloadable computer and mobile application software that allows low and moderate income families to receive financial coaching and counseling

Software as a service (SAAS) featuring software for government and private sector financial assistance programs to receive and review applications, information and documentation submitted by low and moderate income families for the programs provided by the provider organizations; Software as a service (SAAS) featuring software for government and private sector financial assistance programs to send and receive messages from low and moderate income families that have applied for the programs provided by the provider organizations Software as a service (SAAS) featuring software for government and private sector financial assistance programs to store and analyze data and metrics associated with the experiences of low and moderate income families that have applied for the programs provided by the provider organizations; Software as a service (SAAS) featuring software for government and private sector financial assistance programs to download or receive applicant data, so that it may be securely stored for accounting and compliance purposes; Software as a service (SAAS) featuring software for government and private sector financial assistance programs to assist provider organizations in making determinations as to applicant eligibility