Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; financial services, namely, providing for virtual currency exchange trading services; financial exchange; financial securities exchange services; currency exchange services; electronic financial trading services; providing financial information; banking; banking services; banking and financing services; financial services, namely, establishing virtual currency accounts used to pay for goods and services; financial services, namely, virtual currency payment processing services; payment processing services, namely, credit card and debit card transaction processing services; virtual currency lending, namely, providing of loan financing and servicing of loans backed by virtual currency; financing and loan services; loan origination services; arranging of loans; electronic payment services involving electronic processing and subsequent transmission of bill payment data; financial information in the nature of rates of exchange; automated teller machine services; on-line real-time currency trading; online banking; securities trade execution services; securities trading services for others via the Internet and the global information network; securities trading and investing services for others via the internet