Financial services, namely, mortgage banking and lending services; origination, acquisition, servicing, securitization and brokerage of mortgage loans; mortgage planning, financial planning and refinancing services; loan financing, consumer lending services, and providing financial information on loans; financial services pertaining to personal financial accounts, daily monitoring of financial transactions and account balances, budget and spending loan financing, consumer lending, loan qualification and loan approval; financing of vehicles and vehicle loan services; commercial lending services; providing working capital financing to small businesses; student loan services; bill payment services; electronic processing (ACH) services; cash management, namely, facilitating transfers of electronic cash equivalents; providing web-based, automated and customized personal financial management services, namely, user-directed management reporting; financial consultation services provided to consumers; financial advice; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management; investment consultation, investment brokerage and investment management service; credit card services; credit consulting services; credit information services, namely, providing credit information relating to consumer applicants for credit; issuing letters of credit; providing a website featuring information in the field of finances, loans, credit scoring and credit management; providing consumers with information about loans and information that lenders and others use to make credit decisions; insurance and warranty services; providing underwriting warranty and extended warranty contracts; third-party extended warranty services for vehicles; insurance underwriting and claims administration of extended motor vehicle service contracts for the repair and maintenance of motor vehicles