Downloadable BIOS (basic input output system) computer programs; Chip card readers; Computer hardware and recorded computer software for retail inventory management, sold as a unit; Downloadable Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Electronic card readers; Electronic equipment for point-of-sales (POS) systems, namely, point-of-sale terminals, bar code readers, optical readers, advertisement display monitors, keyboards, printers, scanners, radio transmitters, radio receivers, computer hardware, and computer operating software; Electronic payment terminal; Electronic and magnetic ID cards for use in connection with payment for services; Mobile operating systems; Multi-functional computer terminals with payment function; Point-of-sale terminals; Point-of-sale terminals for making contactless payments; Wireless POS (point of service) devices; Checkstands for retail stores in the nature of electronic checkout stations for point of sale; Customer self service electronic checkout stations for point of sale; Multi-functional electronic payment terminals