Cellular telephone communication; Communications by computer terminals; Computer aided transmission of messages and images; Electronic bulletin board services; Electronic message sending; Message sending and receiving services; On-line services, namely, message sending; Providing access to databases; Providing on-line forums for transmission of messages among computer users; Providing telecommunications connections to a global computer network; Providing user access to global computer networks; Providing an on-line forum for insurance and investment and artificial intelligence; Radio broadcasting; Radio communications; Rental of telecommunications apparatus; Satellite transmission; Streaming of data; Teleconferencing services; Transmission of digital files; Transmission of electronic mail; Transmission of greeting cards online; Videoconferencing services; Voice mail services