Electronic commerce payment services, namely, establishing funded accounts used to purchase pharmaceutical and biotech products on the internet; Merchant services, namely, payment transaction processing services; financial services, namely, electronic funds transfer via electronic communications networks; cryptocurrency trading services, namely, digital and cryptocurrency for use by members of an on-line community; financial services, namely, virtual, digital and cryptocurrency exchange transaction services for transferrable electronic cash equivalent units having floating and fixed cash values; payment services in the field of cryptocurrencies, namely, payment for future coupons for drug purchases to the covered purchaser