Financial Services, namely, a "card" (virtual and physical) that represents, captures and optimizes the financial and administrative relationship between self-employed workers and independent contractors, (sometimes to referred to as a gig worker), and a hiring entity, and which will facilitate a bypass of traditional methods of payment and benefits related to freelance, consulting, independent contractor, moonlight, and other forms of "gig" work, including, but not be limited to: payment for services, tax calculations and information, ability to move funds within a digital payment system or "wallet", provision of insurance and protection products such as those offered as "benefits" through traditional employment, and specialized services, such as legal and administrative, for the self-employed worker and independent contractor (sometimes referred to as a gig worker) specifically