Downloadable computer software and downloadable mobile applications for mobile devices for use in electronic security of computers and mobile devices to protect access to computer and mobile devices networks by users; downloadable identity protection computer software for the collection and analysis of identity data that compares facial imagery, fingerprint data, challenge questions and public records to assign a score each time a user requests access to their identity and to use that score to determine how confident the software is of the person presenting the request is the true person; Downloadable fraud protection computer software for the collection and analysis of individual transactions including but not limited to financial records, health records, behavioral data, geo-location data, social media information and public records to identify abnormalities in the to assign a score on an ongoing basis and to use that score to alert other computer systems of the probability that fraudulent transaction is in progress