Payment and funds verification services; Payment verification services; Bill payment services provided through a website; Credit and cash card payment processing services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic foreign exchange payment processing; Electronic processing of insurance claims and payment data; Financial transaction services, namely, providing secure commercial transactions and payment options; Loyalty program payment processing services; Online, real-time tax payment processing, tax payment financial management, and tax payment financial analysis services; Providing an internet website portal in the field of financial transaction and payment processing services; Tax payment processing services