Charge card and credit card payment processing services; Chargeback recovery services; Credit agencies; Credit bureau services; Credit card authorization services; Credit card factoring services; Credit card payment processing services; Credit card transaction processing services; Credit card verification; Credit scoring services; Credit and cash card payment processing services; Electronic credit card transaction processing; Electronic debit card transaction processing; Financial advisory and consultancy services, namely, the creation of personalized strategies to achieve financial independence; Financial analysis; Financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes; Financial consulting services, namely, expert analysis in finance; Financial credit scoring services; Financial planning, namely, the creation of personalized strategies to achieve financial independence; Financial research; Financial risk management consultation; Financial services, namely, debt resolution services in the nature of debt settlement and elimination; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Issuance of credit cards; Issuing credit cards; Issuing prepaid debit cards; Issuing prepaid credit cards; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Online banking services accessible by means of downloadable mobile applications; Payment processing services, namely, credit card and debit card transaction processing services; Processing of contactless credit and debit card payments; Processing of credit card payments; Processing of debit card payments; Providing cash and other rebates for credit card use as part of a customer loyalty program; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Provision and financial administration of a debit card savings program