mobile applications for managing bank accounts and processing financial transactions

Banking services for consumers, namely, checking and savings account services, safe deposit box services, automated teller machine services, bill payment services, , gift card services, namely, gift card transaction payment processing services, online banking services, electronic processing and subsequent transmission of bill payment data, and credit and financial consultation; online banking services accessible by means of downloadable mobile applications; financial services, namely, brokerage of shares, stocks, bonds, mutual funds, and other securities, wealth management services, issuing of traveler's checks and credit cards, financial trust operations, trust management accounts; trust services, namely investment services, processing trust asset distribution requests; estate trust management; financial asset management; trustee services to corporations; agency services to corporations in the nature of collateral agency services in the nature of holding collateral on behalf of lenders, escrow agent for maintaining escrow accounts for transactions between other parties, and financial transaction services, namely, providing secure securities payment options via a paying agent; fiduciary services to families and individuals, namely, fiduciary representative services; consumer and commercial lending services, namely, providing, business loans, term loans and construction loans, and lines of credit, loan refinancing, car loans, boat loans, student loans, temporary loans, home equity loans, recreational vehicle loans, mobile home loans, lot real property loans, bridge loans, issuing of letters of credit; commercial banking services, namely, commercial checking account services, financial planning for retirement, namely, design, structure and administration of retirement plans, bill payment services, on-line business banking services, electronic processing and subsequent transmission of bill payment data, cash management services, cash management services, namely, merchant banking services, investment sweep account banking services, account reconciliation services in the nature of reconciling commercial financial transactions, and lock box banking services, payroll processing services, wire transfer services, namely, money transfer services, electronic transfers of funds, cash disbursement services, namely, cash replacement rendered by credit card, check cashing, , and electronic direct deposit services, banking and financial planning consultation and credit card transaction process services; online financial wealth management services; issuing debit cards; issuing credit cards; electronic transfer of funds; investment services, namely investment management services; mortgage lending; ATM banking services