Electronic security token in the nature of a fob-like device used by an authorized user of a computer system to facilitate authentication; Downloadable middleware for identifying and authenticating users and establishing inter-network accounting in the telecommunications field; Apparatus for checking the authenticity of users; Computer software for authenticating user identification; Downloadable smart phone application in the field of electronic security token; Computer operating software; Computer software for personal information management; Downloadable software in the field of electronic security token; Communications software for connecting computer network users; Apparatus for broadcasting, recording, transmission or reproduction of sound or images; Virtual reality game software; Communications software for connecting global computer networks; Computer operating programs; Cellular phones; Computer software for data processing; Data communications software; Software for processing digital images; Computer software for biometric systems for the identification and authentication of persons; Computer software for inter-network accounting in the telecommunications field; Biometric identification apparatus; Downloadable electronic sound; Downloadable digital video recordings; Downloadable electronic publications