Electronic processing of checks, electronic funds transfer, ACH, credit card, debit card, electronic check, electronic payments, and stored value accounts via an online payment platform and cloud based payment platform; Providing electronic payment processing services for checks, electronic funds transfer, ACH, credit card, debit card, electronic check, electronic payments, and stored value accounts; Providing electronic payment processing services for credit cards, debit cards, gift cards, and loyalty cards; Electronic payment processing services in the field of checks, electronic funds transfer, ACH, credit card, debit card, electronic check, electronic payments, and stored value accounts; Providing ACH transaction processing services; Providing financial services relating to electronic remote check deposit for transmission to a bank for posting and clearing; Providing services relating to non-cash payment methods, namely, processing checks, credit cards, debit cards, stored value accounts, and digital currency payments made using electronic means, using a mobile application, through a website, through a desktop environment, and through payment terminals; Providing electronic processing of credit card transactions and electronic bill payments; Providing electronic processing of credit card transactions and electronic bill payments via a global computer network; Electronic foreign exchange payment processing; Merchant services, namely, payment transaction processing services; Payment and funds verification services; Credit card verification; Financial transaction services, namely, providing secure commercial transactions and payment options; Providing an on-line computer database in the field of financial transactions; Financial analysis, namely, compiling and analyzing statistics, data and other sources of information for financial purposes