providing temporary use of non-downloadable software for use in insurance claims information, assessment, management, and billing, aggregation of data and analysis of exposure and risk, predictive modeling and data analytics providing insights into insurance underwriting and claims management, the management and automation of, and for deployment of a web-based platform to facilitate and automate, insurance operations; providing on-line non-downloadable computer software for management of underwriting, accounting and reinsurance, all for use in the insurance industry; providing on-line non-downloadable computer software for use in insurance policy claims submissions and processing, provision of and access to insurance quotes, and policy issuance and electronic delivery of program documents; providing on-line non-downloadable computer software for use in the provision of workflow, rules and a data schema that enables insurers to transact business with their agents via a global computer network; providing on-line non-downloadable computer software that allows transmission and exchange of data in real time between and among businesses, and for conversion of digital content into other forms of digital content, all for use in the insurance industry; Testing services, namely, providing infrared thermography testing services to homeowners to advise them of poorly insulated areas, moisture, and electrical hotspots that if left undetected, could lead to severe water damage and fire losses; Residential insurance inspections featuring insurance inspection reports of property damage; fire alarm testing and inspection services; fire suppression systems testing and inspection services; Scientific consulting and analysis services in the field of wildfire management and control; Electronic monitoring of personally identifying information to detect identity theft via the internet; fraud detection services in the field of insurance, namely, electronic monitoring of insurance transactions activity to detect fraud via the internet