Class 036: "Credit union services for member consumers comprised of member depository services and products, namely, credit union services, savings account services in the nature of passbook share account services and money-market account services, banking services featuring the provision of certificates of deposit, individual retirement account services in the nature of IRA services, checking and share draft account services; member consumer and business loan services and products, namely, loan services provided to member businesses, loan services provided to member consumers for acquisition of member occupied residences and providing home owner equity loans, auto loans, home product acquisition loans, payroll loans, unsecured consumer loans and credit card loans; card services, namely credit card payment processing services, issuing credit cards and credit card verification; credit union services, namely, providing cooperative shared branching services to a network of participating credit unions and their members; funds management and advisory services and products, namely, management of funds deposited with the credit union; financial educational services and products, namely, providing a website featuring educational information in the field of finance related to savings and borrowing management; electronic investment fund transfer services and ATM banking services; electronic, wire, telephonic and other paperless funds management and transfer services, namely investment management of savings account proceeds and loan proceeds via the Internet and by telephone and electronic investment fund transfer services"