Computer software for electronic transaction processing, electronic transfer of funds, and online transactions and processing; downloadable mobile transaction gateway application software for the purchase and sale of consumer goods, electronic payment processing; Providing on-line web directory services featuring hyperlinks to the websites of merchants that accept electronic currencies; electronic funds transfer services; electronic transfer of funds and money; e-wallet services, namely, providing consumers of merchants and businesses with an e-wallet account in the nature of establishing electronic funded accounts for use in making secure payments for purchasing goods and services from such businesses; facilitating merchants being businesses and service-providing organizations to receive electronic payments via a global computer network; financial transaction services, namely, providing secure commercial transactions and payment options; merchant bureau services, namely, payment transaction processing services in the nature of facilitating merchants to accept electronic funds; Payment and funds verification services; payment processing facilities and payment service provider services to online merchants and other merchants, namely, processing electronic payments made by consumers to merchants through online computer networks; providing secure commercial transaction and payment options; on-line charitable fundraising; telecommunication services, namely, providing telecommunication connections for electronic payment processing and transfer of funds, electronic transmission of payment data via the Internet, transmission of messages relating to financial transactions and payments, and transmission of data relating to financial transactions and payments; providing private and secure real time electronic communication over a computer network to facilitate financial payments, financial transactions, the provision of financial services, and the transfer of funds