Online and mobile banking and bill payment services, namely, providing bank, deposit and checking account balance information via a global communications network; electronic funds transfer services; financial data processing services, namely, electronic funds transfer, ACH transactions and electronic payment processing services, namely, electronic processing and transmission of payment data; providing financial risk management services for electronic funds transfer; and electronic payment services involving electronic processing and transmission of bill payment data using operating and governance rules to determine transaction routing options, notifications, alerts, delivery timeframes and exception handling procedures

Providing temporary use of on-line, non-downloadable software, namely, an integrated suite of digital financial services solutions; platform as a service (PAAS) services featuring software platforms that provide hosted and integrated digital banking solutions; software as a service (SAAS) services featuring an integrated suite of computer software programs for use by financial institutions for providing online and mobile banking and bill payment services, account opening, money management, electronic money movement, digital marketing, business banking and digital wallet services; an integrated technology suite of software services comprised of non-downloadable software used to enable users to initiate banking and financial transactions, namely, software to initiate electronic funds transfers, electronic payments, lending applications and self-service functions; and software as a service (SaaS) services featuring software to enable users to access transaction and account information in connection with financial accounts