financial analysis in the nature of credit underwriting; Banking services; Banking by remote access in the nature of home banking via Web-based or mobile banking applications; Credit card services in the nature of issuance and administration of credit card; Debit card services in the nature of issuance and administration of debit card; Insurance consultation; Financial consultation; Credit agencies; Issuance of credit cards; Issuance of travelers checks; Issuance of tokens of value; consumer lending services in the nature of unsecured consumer lending and commercial lending in the nature of small and medium business loans; Financial information and advisory services; Electronic funds transfer; Investment of funds for others; Financial settlement services in the nature of debt resolution services in the nature of settlement and elimination of credit card debts; Foreign exchange transactions; financial advice, namely, budget planning services for others; Savings bank services; Insurance services in the nature of underwriting of accident, fire, health, life, and marine insurance; Insurance brokerage in the field of accident, fire, health, life, and marine insurance; Actuarial services; Underwriting and administration of commercial collateral liability insurance