Financial services, namely, electronic payment systems, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data; merchant services, namely, payment transaction processing services; financial transaction services, namely, providing secure commercial and personal transactions and payment options; distributed-ledger based payment systems, namely, providing shared and synchronized digital payment processing; digital wallets and account management, namely, providing electronic funds holding and funds processing options, social media payment integration and solutions, namely, payment processing options for social media-focused businesses; content monetization tools, namely, providing commercial and personal payment options for electronic-oriented businesses; micropayments, namely, providing online payment processing of small sums of money; corporate transaction processing, namely, providing an internet website portal in the field of financial transactions and payment processing services; online payments, namely, providing processing and payment options for businesses and individuals; payout solutions, namely, providing funds distribution for businesses and individuals; back-office system integration, namely, providing solutions for processing of payments data from different systems; instantaneous payments release, namely, providing real time funds transfers for businesses and individuals; mobile payments, namely, processing of financial transaction services, namely, providing secure commercial and personal transactions and payment options using a mobile device at a point of sale; peer-to-peer payments, namely, providing funds transfer for individuals; and payment rails, namely, managing payment infrastructure systems in the nature of payment transaction processing services for linking consumers, businesses, payment processors, and lenders