Computer software for processing electronic payments and for transferring funds to and from others; computer software for virtual, digital, and cryptocurrency exchange transaction services; authentication software for controlling access to and communications with computers and computer networks; Computer software used to process mobile payments; computer software for use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments and cryptocurrency exchange transaction services; computer software for ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices

Financial services, namely, electronic funds transfer; clearing and reconciling financial transactions; providing a wide variety of payment and financial services, namely, issuing lines of credit, electronic payment services involving electronic processing and subsequent transmission of bill payment data, payments made via virtual, digital, and cryptocurrencies, bill payment services with guaranteed payment delivery, all conducted via a global communications network; credit services, namely, providing revolving credit account services; bill payment services; providing electronic mobile payment services for others; payment processing services; electronic foreign exchange payment processing; payment processing services, namely, providing virtual currency transaction processing services for others; financial services, namely, processing and administration of mobile payments and contactless debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing payment services for virtual, digital, and cryptocurrency exchange transactions

Providing temporary use of on-line non-downloadable software for processing electronic, virtual, digital, and cryptocurrency payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks