Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Payment and funds verification services; Payment processing services, namely, credit card and debit card transaction processing services; Bill payment services; Bill payment services provided through a website; Charge card and credit card payment processing services; Check payment guarantee services; Collecting license fees on behalf of independent writers and publishers and making payments to the copyright owners of the music; Credit and cash card payment processing services; Credit card payment processing services; Electronic payment services by which utility customers may apply money from various sources for payment of energy costs; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Loyalty coupon payment processing services; Merchant services, namely, payment transaction processing services; Online, real-time tax payment processing, tax payment financial management, and tax payment financial analysis services; Pre-paid purchase card services, namely, processing electronic payments made through prepaid cards; Pre-paid purchase card services, namely, processing electronic payments through pre-paid cards; Processing electronic payments made through prepaid cards; Processing of contactless credit and debit card payments; Processing of credit card payments; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Processing of debit card payments; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores; Rent payment services; Stored value prepaid card services, namely, processing electronic payments made through prepaid cards; Tax payment processing services