Charge card and credit card payment processing services; Currency trading; Currency transfer services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic foreign exchange payment processing; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Merchant services, namely, payment transaction processing services; Numismatic appraisal; Payment verification services; Payment and funds verification services; Wireless telephone payment services, namely, wireless mobile telephone rate plans