Storage of a currency, a virtual or crypto currency on a memory device; storage of an alpha numeric code associated with a currency, a virtual or cryptocurrency on a memory device; Storage of an alpha numeric code associated with a virtual or cryptocurrency on a memory device; Storage of a digital computer generated code associated with a currency, a virtual or Cryptocurrency on a memory device; A Dynamic smart card enabled to hold datasets from a plurality of other smart cards so that multiple smart cards may be used to conduct transactions in a currency, a virtual currency or a cryptocurrency, the dynamic smart card enabled to store the currency and to calculate a currency exchange rate and apply it to a purchase or payment

Physical storage of a currency in the nature of a virtual or crypto currency on a memory device; physical storage of an alpha numeric code associated with a currency in the nature of a virtual or cryptocurrency on a memory device; physical storage of an alpha numeric code associated with a virtual or cryptocurrency on a memory device; physical storage of a digital computer generated code associated with a currency in the nature of a virtual or cryptocurrency on a memory device