new virtual digital coin payment system application. A platform which will include digital wallets of the leading crypto currency's coins to be used as instant payment and will not require the register personal or banking information for making payments. - function of digital payments will make sending Digital money in between friends and seamless and smooth and then will enable friends and Group instantly send payments back-and-forth. There will be a top - up feature to fill the wallets. - Will be no requirement for any personal information or bank information or identity - Simply and user ID with the password totally anonymous in the user will identify each other via their personal photo or user ID and it could be used as a regular mobile application from any phone and PC - acting as an inter mediate Holder / trustee of payments are for trade deal (sale of product or services) similar to PayPal. That will give the seller and/or buyer assurance that the product or service will be delivered or fulfilled with various conditions we met customize to the type of business traded. (for reasonable attractive fee of 1.5%) - I application will have a gaming / gambling feature for users who would like to bet amongst each other on various games and events and also Beth and play on event that the application administrator (I.E. our company) will offer. Prime Markets and users for the application: - teenagers and younger kids that cannot open a bank account or have a credit card will be able to send payments back-and-forth and buy goods or services without permission from conventional institutions - Foreign workers from depressed economy at work abroad will be able to send payments we are family and friends back home without a fee on our platform instead of using Western Union or PayPal and will avoid high fees and strict regulations Name in countries such as Philippines Indonesia Mexico India and many others - A middle-class that is shrinking all over the world and don't have access to bank accounts with reasonable fees or credit cards and unable to set up with the current payment system and that are sending money internationally and domestically - 2 billion users Unprivileged Third World country populations that do not have access to bank account or other payment systems - Common privileged users that have access to all be expensive and highly regulated payment systems that constantly up there fees and increase restrictions and require KYC information with no substantial reason or true understanding of their client - Businesses that cannot send international wires are regularly without interruptions from banks and regulators. This application is simply smart integrated solution for sending Digital money anonymously and freely within the normal course of a Daily chat. and The app will have The additional competitive fees services for other related money transfer activities such as trade payment system (PayPal like) and gaming/ gambling service. We would like initially to break into the market with a multi digital currency sending and receiving" Since it is simple and revolutionary and can be immediately adopted by a very large segment of the user market - gaming - Gambling - Prize winning - PayPal like payment system (with built in protections for buyer and seller) - Digital currency L/C - Exchange service from and to fiat currency. - Exchange service from and to digital currencies - Western union like service digital payments to send and receive at agencies around the world in multi digital currency and then converted to local currency by the receiving agency network - Utility bill payments (electric, water, gas, internet, credit card, cable, and other subscriptions - Payments for memberships at participating partners (airline miles clubs, hotel chains.etc) - Municipal and traffic tickets payments - Affiliate member payment alliances such as UBER, AIRBNB, Amazon and Apple Pay. - donation and charities Digital payment system - Credit card bill payments via digital wallet - Real estate purchase via digital currency - Ethereum based smart contracts payments via digital currency - Bring on board affiliates to use our payment system for shopping and services