Computer communications software to allow customers to access bank account information and transact bank business; Computer software for use in encryption; Computer software for use in issuing digital certificates; Computer software for for digital signatures; Computer software for secure data storage and retrieval and transmission of confidential customer information used by individuals, banking and financial institutions; Computer software for banking; Computer software for use in inter-bank bank card information switch and interchange system; Computer software for providing financial services; Electronic notice boards; Electronic payment terminal; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Downloadable mobile applications for banking; Downloadable mobile applications for providing financial services; Downloadable cloud-computing software for managing bank accounts; Downloadable cloud-computing software for banking; Downloadable cloud-computing software for providing financial services; Mobile computing and operating platforms consisting of data transceivers, wireless networks and gateways for collection and management of data; Point-of-sale terminals for making contactless payments; Software for managing bank accounts; Software for providing financial services

Banking services; Electronic cash transactions; Financial clearing houses; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial advice; Financial consultancy; Financial consultation; Financial consulting; Financial information; Financial management; On-line banking services; Online banking; Online banking services accessible by means of downloadable mobile applications; Payment processing services, namely, credit card and debit card transaction processing services; Processing of contactless credit and debit card payments; Credit card verification; Financial transaction services, namely, providing secure commercial transactions and payment options; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Financial services, namely, funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; Issuing credit cards; Issuing prepaid debit cards; Merchant services, namely, payment transaction processing services; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Providing an internet website portal in the field of financial transaction and payment processing services; Providing electronic processing of ACH and credit card transactions and electronic payments via a global computer network; Providing electronic processing of credit card transactions and electronic payments via a global computer network