Computer software for encoding digital information in image and audio signals; computer software for decoding encoded digital information in image and audio signals to recover the information therefrom; computer software for encoding digital information in visual signals for reproducing the information on product packaging and packing labels; computer software for encoding digital information in product packaging design files for reproducing the information on packaging produced from the digital product packaging design files; computer software for encoding digital information in packing label files for reproducing the information on packing labels produced from the digital product packaging packing label files; computer software for decoding information from packaging and packing labels encoded with information; software for processing images, graphics and text; computer software for processing audio.Downloadable electronic data files featuring two or three dimensional codes; two or three dimensional data code readers; bar code readers; two or three dimensional datacode scanners; bar code scanners; electronic database featuring two dimensional codes recorded on computer media and capable of being read by two or three dimensional code readers and scanners; computer programs for two or three dimensional code drawing, computer programs for bar code drawing, computer program recorded on compact disks for two dimensional code drawing; and computer program recorded on memory cards for two or three dimensional code drawing; downloadable mobile application for scanning and reading codes

Preparation of business reports; preparation of business reports based on information decoded from image and audio signals; preparation of business reports based on information decoded from product packaging; preparation of business reports based on scanned product codes; preparation of business reports based on scanned product codes from product packaging

Providing financial services with encoding and decoding data barcodes; Credit card services; debit card services; charge card services; clearing and reconciling financial transactions via a global computer network; home banking; banking services over a global computer network; financial consultant; exchanging money; financing services; issuance of credit cards; lease purchase financing; charitable fund raising; financial services, namely, providing bank card service; providing a searchable on-line database featuring goods and services of others in the field of finances, insurance, banking, and real estate; commodity trading for others; providing, transmitting, processing, facilitating, verifying, and authenticating mobile payments, and contactless financial transactions with retailers, merchants, and vendors via mobile and wearable devices integrated with one,two and three dimensional barcodes; processing and administration of mobile payments and contactless financial transactions with retailers, merchants, and vendors via mobile and wearable devices integrated with one,two and three dimensional barcodes

Computer services, namely, encoding digital information in image and audio signals; computer services, namely, encoding digital information in image signals for reproducing the information on packaging; computer services, namely, encoding digital information in digital product packaging design files for reproducing the information on packaging produced from the digital product packaging design files; computer services, namely, adding digital information to product packaging; development and consulting services related thereto in the field of product packaging