Platform as a service (PAAS) featuring computer software platforms for voice command and recognition software, speech to text conversion software, voice-enabled software applications for personal information management; Platform as a service (PAAS) featuring computer software platforms for monitoring and analyzing suspicious activity, fraud, anomalies, and abnormal patterns; Platform as a service (PAAS) featuring computer software platforms for explainable artificial intelligence and reasoning agent software; Software as a service (SAAS) services featuring software for personal information management; Software as a service (SAAS) services featuring software for accessing, browsing, and searching online databases, audio, video and multimedia content, and software applications; Software as a service (SAAS) services featuring software for accessing, monitoring, tracking, searching, saving, and sharing information on topics of financial activities, social media activities, business interests, watchlists, sanctions lists, and adverse news media; Software as a service (SAAS) services featuring software for use as an application programming interface (API) in the field of natural language, speech, language, voice recognition, automated reasoning for machine learning models, visualization, data analysis, automated collection of similar patterns, detection and analysis of community networks, risk scoring and analysis, case creation and analysis, and automated reporting; Software as a service (SAAS) services featuring software for providing customized computer searching services, namely, searching and retrieving information at the user; Software as a service (SAAS) services featuring software for providing real-time, integrated business management intelligence by combining information from various databases and presenting it in an easy-to-understand user interface