Downloadable computer software, namely, downloadable software for optimization of network connectivity, data management, security, graphical interfaces, and identity management in the field of block chain technology solutions for financial institutions, downloadable computer software for processing and managing electronic payments, for transferring funds to and from others, for implementing encryption, authentication and security features for encoded cards, and for open source operating software for the use of crypto-currency on a global computer network, downloadable computer application software for personal computer and mobile devices for administrating and managing crypto-currency transactions for use with block chains; Downloadable software in the nature of a mobile application, namely, downloadable software for optimization of network connectivity, data management, security, graphical interfaces, and identity management in the field of block chain technology solutions for financial institutions, downloadable mobile application for processing and managing electronic payments, for transferring funds to and from others, for implementing encryption, authentication and security features for encoded cards, and for open source operating software for the use of crypto-currency on a global computer network, downloadable mobile application software for personal computer and mobile devices for administrating and managing crypto-currency transactions for use with block chains; Computer software that implements virtual currency; Computer software that implements electronic money; Computer software that implements electronic currency; Computer programs relating to virtual currency, namely, computer programs for decentralized data exchange between data buyers and data sellers using APIs and virtual currencies, downloadable computer programs for transactions using virtual currency and for managing, buying, selling, storing, transacting, exchanging, sending and receiving virtual currency; Computer programs relating to electronic money, namely, computer programs used for processing electronic money transactions and exchange of electronic money; Computer programs relating to electronic currency, namely, computer programs for use with electronic currency transaction terminals that allows consumers to credit or debit a balance stored by the personal computer or mobile phone software application; Computer programs for electronic wallets, namely, for use in creation and administration of electronic wallets; Computer programs used for electronic cash register systems; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment

Services regarding electronic wallets, namely, issuance, storage, redemption and electronic transfer of a virtual currency for electronic payments and transactions; Brokerage in the field of virtual currency and currency trading in the nature of electronic money trading; Financial clearing houses, namely, financial clearing of virtual money and electronic money; Electronic funds transfer; Electronic transfer of virtual currency; Currency exchange services, namely, issuance of virtual currency and electronic money; Banking services featuring the provision of certificates of deposit regarding virtual currency; Provision of information about electronic currency; Currency trading; Currency exchange services; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Electronic transfer of money