Business administration of consumer loyalty programs; administration of a discount program for enabling participants to obtain discounts on goods and services through use of a discount membership card; promoting the goods and services of others by means of a point accumulation program with points used for discounts on future purchases of those goods and services; membership club services in the nature of providing discounts to members on goods and services of others; providing information about commercial business and commercial information via the global computer network; business advisory services, consultancy and information about goods of others to consumers