Computer software for processing electronic payments and transferring funds to and from others; authentication software for controlling access to and communications with computers that may be downloaded from a global computer network; authentication software for controlling access to and communications with computers recorded on computer media; magnetically encoded credit cards and payment cards, namely, debit cards and stored value cards for making payments digitally

Financial services, namely, payment collection and information processing related to the fulfillment of financial obligations; providing payment transaction processing services between purchasers and sellers of goods and services, between billers and payors and between donors and charities, via electronic communication networks, electronic funds transfer services; providing financial transaction processing services and financial information by electronic means via computer networks and global information networks; electronic commerce payment services, namely, establishing funded accounts used to purchase products and services offered by others, pay other sums due, and remit funds and donations to charities, and providing electronic funds transfer services related thereto; electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, pre-paid purchase card payment processing services, and in kind payment processing services; electronic payment services involving processing and subsequent transmission of bill payment data; bill payment services with guaranteed payment delivery

Providing a website featuring non-downloadable software for processing electronic payments and transferring funds to and from others; providing a website featuring non-downloadable authentication software for controlling access to and communications with computers; application service provider featuring application programming interface (API) software for creating sales orders, processing electronic payments and transferring funds to and from others; software as a service (SAAS) services featuring software for processing electronic payments and transferring funds to and from others; software as a service (SAAS) services featuring non-downloadable authentication software for controlling access to and communications with computers; electronic monitoring of financial transactions to evaluate the likelihood of fraud or illegality in the field of electronic fund transfer and electronic payment processing services