computer software for processing and scheduling electronic payments and for transferring funds to and from others; computer software for the transfer of life insurance proceeds payment funds to others; authentication software for controlling access to and communications with computers and computer networks; downloadable computer software for enabling transmission of images, audio-visual and video content; computer software in the nature of an application programming interface (API) which facilitates online services for social networking, building social networking applications and for allowing data retrieval, upload, download, access and management; computer software to enable uploading, downloading, accessing, streaming, linking, sharing or otherwise providing electronic media or information via computer and communication networks

promoting the goods and services of others by providing a web site featuring links to the online retail web sites of others

financial services, namely, electronic funds transfer; clearing and reconciling financial transactions; transferring life insurance proceeds payment funds; providing a wide variety of payment and financial services, namely, electronic payment services involving electronic processing and subsequent transmission of bill payment data, bill payment services with guaranteed payment delivery, and brokerage of money market funds, all conducted via a global communications network

Providing temporary use of on-line non-downloadable software for processing and scheduling electronic payments; Providing temporary use of on-line non-downloadable software for life insurance proceeds funds payments; providing temporary use of on- line non-downloadable authentication software for controlling access to and communications with computers and computer networks; platform as a service (PAAS) featuring computer software platforms for the electronic processing and scheduling of money transfers and delivery of gifts and audiovisual material; software as a service (SAAS) services featuring software for the electronic processing and scheduling of money transfers and delivery of gifts and audiovisual material; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; providing a web site that gives users the ability to upload images, videos and audio-visual content; file sharing services, namely, providing a website featuring technology enabling users to upload and download electronic files; providing a web site featuring technology that enables online users to create personal profiles featuring social networking information and to transfer and share such information among multiple websites; electronic safety deposit box services in the nature of electronic file and data storage