Providing consumers with information about loans and information that lenders and others use to make credit decisions

Financial services, namely, financial administration and management services pertaining to personal financial accounts, daily monitoring of financial transactions and account balances, and budget and spending of loan financing, consumer lending, loan qualification and approval; credit card services, namely, issuing of credit cards, credit card transaction processing services, and credit card payment processing; credit consulting services; credit information services, namely, providing credit information relating to consumer applicants for credit; mortgage and real estate services, namely, originating, underwriting, brokering, servicing, transferring and securitizing mortgage loans and reverse mortgages, real property loan closing services, real estate escrow services, real estate brokerage services, and real estate consultancy services; providing a website featuring information in the field of credit scoring and credit management; cash management, namely, facilitating transfers of electronic cash equivalents; providing web-based, automated and customized personal financial management services, namely, user-directed management reporting, each through a global computer network; providing working capital financing to small businesses; financial advice; commercial lending services; issuing letters of credit; investment consultation; financial consultation for educational financial assistance and student loan services; bill payment services; electronic processing of ACH payments; insurance and warranty services, namely, home warranty administration and loss control management for others; providing underwriting warranty and extended warranty service contracts; investment consultation, investment brokerage and investment management services; financial investment services in the fields of securities, mutual funds, certificates of deposit, and portfolio management