Currency exchange services; Currency trading; Currency transfer services; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Numismatic appraisal; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing electronic transfer of a virtual currency for use by members of an on-line community via a global computer network; Financial services, namely, providing for the exchange of foreign currency, commodities, financial derivatives, interest rate products, and equities via the internet and intranet systems