Financial advice; Financial advisory and consultancy services, namely, creating holistic personalized strategies for present and future costs, retirement and improved quality of life; Financial asset management; Financial consulting; Financial advice; Financial advisory and consultancy services, namely, creating holistic personalized strategies for present and future costs, retirement and improved quality of life; Financial asset management; Financial consulting; Financial information and advisory services; Financial information provided by electronic means in the field of financial independence and retirement planning; Financial management; Financial management in the field of retirement plans, investments and insurance; Financial planning; Financial services, namely, wealth management services; Insurance and financial information and consultancy services; Strategic financial advisory services; none of the foregoing in relation to consumer directed health benefits account brokerage or account administrative services such as healthcare service account brokerage services, healthcare service account administration services, healthcare reimbursement account brokerage services, healthcare reimbursement account administration services, flexible spending account brokerage services, and flexible spending account administration services