Business risk management services, namely, identifying and highlighting risks common to private and family owned companies such as family owned businesses, family offices, or family holding companies; business risk management services, namely, creating and providing surveys of key risk areas common to private and family owned companies including the family owners, namely, insurance, governance, cyber and emergency preparedness; business risk management services, namely, providing a scorecard for each key risk area with recommendations; business risk management services, namely, creating and providing surveys generally assessing the risk focus and awareness of senior executives, trustees, board members, risk managers, and the family itself; business risk management services, namely, creating and providing a family enterprise risk index; marketing and promoting of the family enterprise risk index and business risk management services; marketing and promoting insurance brokerage services, insurance consulting services, and fee based risk and insurance review services

Insurance brokerage services; insurance consulting services; fee based risk services, namely, business owner risk or family office risk review services; insurance review services, namely, utilization review services