Computer software and computer programmes for facilitating secure identity authentication and transaction authorization and validation of payment and electronic transactions; computer software and computer programmes for the authentication of identities and validation and authorization of electronic payments and transactions; cloud computing software for facilitating secure identity authentication and transaction authorization and validation of payment and electronic transactions; cloud computing software for the authentication of identities and validation and authorization of electronic payments and transactions; computer software and computer programmes for facilitating secure identity authentication; computer software and computer programmes for the authentication of individuals' and entities' identities; cloud computing software for facilitating secure identity authentication; cloud computing software for the authentication and validation of individuals' and entities' identities; privacy computer software for protecting identities; computer software and computer programmes for securing personal data and keeping it private and confidential; computer software and computer programmes for protecting the personal data of individuals and entities; cloud computer software and computer programmes for securing the personal data and keeping it private and confidential; cloud computer software and computer programmes for protecting the personal data of individuals and entities; computer software and computer programmes for fragmenting data; cloud computer software and computer programmes for fragmenting data; computer software for accessing and use with cloud computing networks; computer software for developing and operating cloud computer networks; computer application software and computer software platforms for use with cloud computing networks; telecommunications apparatus, namely, point-of-sale and hand-held telecommunication devices for the provision of financial and banking services; electronic apparatus for payment processing; hand-held electronic devices for enabling payments and processing of personal information

Providing temporary access to and use of online non-downloadable software for processing electronic payments and for the authentication, validation and authorization of identities thereof; providing temporary access to and use of online non-downloadable software for authentication, validation and authorization of individuals' and entities' identities

Computer programming in the field of authentication, validation and authorizing software and data encryption for use in online transactions and payments; computer programming in the field of protection, authentication, validation and authorization of individuals' and entities' identities; computer programming in the field of computer software and data encryption for use in the fields of protection, authentication, validation and authorization of individuals' and entities' identities; computer programming in the field of fragmentation of data; computer consultancy and advisory services relating thereto in the field of authentication, validation and authorization of computer software and data encryption for use in online transactions and payments; computer consultancy and advisory services relating thereto in the field of protection, authentication, validation and authorization of individuals' and entities' identities; electronic data storage of data relevant to consumers, merchants and their financial transactions; electronic data storage of data and fragmented data relevant to individuals and entities; online data storage of fragmented and personal data; design and development of data storage systems; data security services, namely, providing authentication, issuance, validation and revocation of digital certificates; design and development of data security systems; providing on-line non- downloadable operating computer software for accessing and using a cloud computing network; cloud computing services for facilitating secure identity authentication and transaction authorization and validation of payment and electronic transactions; cloud computing services for facilitating secure identity authentication; cloud computing services for the authentication of identities and validation and authorization of electronic payments and transactions; cloud computing services for the authentication of identities; electronic data storage of the data relevant to consumers, merchants and their transactions; Providing user authentication services using single sign-on technology, biometric hardware and/or software technology for e-commerce transactions

Verification of personal identity as part of personal background investigations; consultancy in the field of data theft and identity theft