Computer services, namely, creating an on-line community for registered users to participate in virtual communities to organize groups and events, participate in discussions, get feedback from their peers, and engage in social, business and community networking; computer services, namely, hosting electronic facilities for others for organizing and conducting meetings, events and interactive discussions via communication networks; application service provider ASP services, namely, hosting computer software applications of others; application service provider ASP services featuring software to enable or facilitate the uploading, downloading, streaming, posting, displaying, blogging, linking, modifying, sharing or otherwise providing electronic media or information over communication networks; providing a website featuring technology that enables online users to create personal profiles featuring social and business networking information and to transfer and share such information among multiple online sites; providing temporary use of non-downloadable software applications for social networking, creating a virtual community, and transmission of audio, video, photographic images, text, graphics and data; computer services, namely, providing search engines for obtaining data on a global computer and communication networks; Providing on-line non-downloadable e-commerce software to allow users to perform electronic business transactions via a global computer and communication networks; providing websites featuring technology that gives users the ability to upload, modify and share audio, video, photographic images, text, graphics and data; providing a web site featuring technology that enables users to optimize student loan payments, manage loan debt, obtain personalized financial information and advice, prepare and manage personal financial budgets, submit applications for loans and financial assistance and to make loan payments online; software as a service (SAAS) services featuring software for optimizing student loan payments, managing loan debt, obtaining personalized financial information and advice, preparing and managing personal financial budgets, submitting applications for loans and financial assistance, and for making loan payments online