Merchant services, namely, payment transaction processing services; merchant banking services; credit card payment processing services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; processing electronic payments made through prepaid cards; providing an internet website portal in the field of financial transaction and payment processing services; providing electronic processing of credit card transactions and electronic payments via a global computer network; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments