Financial transaction services, namely, providing secure and nonsecure commercial transaction and payment services using payment devices at point of sale; providing credit card, smart card, NFC trans RFID/NFC equipped wristbands, data embedded image payment token, and debit card electronic payment authentication and verification services; providing electronic check, debit card, credit card, smart card, and electronic payment transaction processing services; mobile debit card, credit card, RFID/NFC equipped wristbands, data embedded image payment token, and electronic payment transaction processing services; wireless debit card, credit card, and electronic payment transaction processing services; payment processing solutions, namely, providing point-of-service electronic processing of debit and credit card transactions and electronic payments via electronic payment terminals; Computer software for use in electronic authorization, processing and management of card present and card not present credit card, debit card and electronic check transactions conducted via a global computer network; Redeeming the vouchers of others for payment of goods or services; Financial services in the field of retail and wholesale commerce, namely, financial transaction services, namely, providing secure commercial transactions and payment options for retail and wholesale commerce applications; financial and monetary affairs, namely, financial information, management and analysis services; services for authorizing and settling electronic payment transactions; electronic wallet (e-wallet) service, namely, stored-value account processing, namely, providing consumers with an e-wallet account for use in making secure electronic payments to merchants; electronic funds transfer; Financial services, namely, providing, processing, verifying, and authenticating mobile payments, and contactless credit and debit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; providing financial information by electronic means, namely, providing credit and debit card information; financial services, namely, processing and administration of mobile payments and contactless debit and credit card transactions, loyalty reward card transactions, and bill payment transactions with retailers, merchants, and vendors via mobile devices; payroll services; providing point of sale and payment processing for wholesale, events, festivals, venues, trade shows, conferences, restaurants, bars, and retail stores with hardware and software for use on portable devices, mobile devices, and handheld devices