Computer application software for smart phones, smart tablets and mobile devices with payment gateways, namely, software for use in business management, integration, operation and security of electronic commerce, for use in connection and integration of data and information from electronic payment processing systems, point of sale terminals and electronic commerce, and accounting, billing, financial and customer relationship management software, and analysis, management and reporting of data and information from electronic commerce; computer software application for smart phones, smart tablets and mobile devices with payment gateways, namely, software for use in providing and facilitating mobile payments using secure digital payment card and securing electronic payments via digital single use tokens; computer application software for smart phones, smart tablets and mobile devices with payment gateways, namely, software for providing rewards and incentive programs for users

Providing temporary use of web-based software application for use in business management, integration, operation and security of electronic commerce across multiple commerce channels; providing temporary use of web-based software service for use in connection and integration of data and information from electronic payment processing from point of sale terminals, smart phones, smart tablets and mobile devices with payment gateways, and accounting, billing, financial and customer relationship management software; providing temporary use of web-based software service for use in analysis, management and reporting of data and information from electronic commerce; providing temporary use of web-based software service for use in providing and facilitating electronic payments using secure digital payment card via mobile devices and securing electronic payments via digital single use tokens; providing temporary use of web-based software service for administration of rewards and incentive programs for users