Computer software for processing electronic payments and transferring funds to and from others; magnetically encoded credit cards and payment cards, namely, debit cards and stored value cards for making purchases at retail stores

Financial services, namely, payment collection and information processing related to the fulfillment of financial obligations; providing payment transaction processing services between purchasers and sellers of goods and services, between billers and payors, via electronic communication networks, electronic funds transfer services, and in person cash payments; providing financial transaction processing services and financial information by electronic means via computer networks and global information networks; electronic commerce payment services, namely, establishing funded accounts used to purchase products and services offered by others, and pay other sums due, and providing electronic funds transfer services related thereto; electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing a wide variety of payment and financial services, namely, pre-paid purchase card payment processing services, and in person cash payment processing; electronic payment services involving processing and subsequent transmission of bill payment data; bill payment services with guaranteed payment delivery

Providing a website featuring non-downloadable software for processing electronic payments and transferring funds to and from others; application service provider featuring application programming interface (API) software for creating sales orders, processing electronic payments and transferring funds to and from others; software as a service (SAAS) services featuring software for processing electronic payments and transferring funds to and from others; electronic monitoring of financial transactions to evaluate the likelihood of fraud or illegality in the field of electronic fund transfer and electronic payment processing services