Health care related services in the nature of wellness services, namely, providing benefit services information in the nature of information about healthcare insurance plans by means of a global computer network; Health related insurance services and products, namely, underwriting, administering, managing, and insurance brokerage services in the nature of providing traditional and pre-paid health insurance plans, consumer driven health care plans, health reimbursement arrangements, medical savings account services, health benefit plan management services and pre-paid health insurance plans for the benefit of others; providing an on-line computer database for others for researching and reporting in the fields of employee life and health insurance; Insurance underwriting and administrative services, namely, the underwriting and administration of life insurance, health insurance or medical insurance; providing financial information in the field of financing loans for individual healthcare; issuing of tokens of value in relation to customer loyalty arrangements and programs exclusively related to life insurance, health insurance or medical insurance, specifically excluding the issuance of tokens of value for financial services, credit and debit card services and payment solutions services, incentive loyalty programs, reward programs unrelated to life insurance, health insurance or medical insurance, identify theft identification and protection services, bonus programs and promotional schemes associated with credit card services and payment solution services; Providing wellness services, namely, providing health plan sponsors with financial information and financial advice in the nature of methods for coordinating each health plan participant's plan participation costs with the level of such participant's engagement in behaviors that promote health and wellness; administration of pre-paid health care plans offering wellness programs that reward members for participation in prevention, fitness, lifestyle and education activities; Health care related services, namely, providing benefit services information in the nature of information about healthcare insurance plans by means of a global computer network; Providing databases featuring information about insurance, namely, employee health insurance; providing assistance, fitness evaluation and consultation to businesses to help their employees make health, wellness and nutritional changes in their daily living to increase productivity and lower health care costs; Business consultation to assist businesses in promoting employee awareness of the benefits of making health, wellness and nutritional changes in their daily living to increase productivity and lower health care costs; management of databases in the fields of employee health insurance and wellness programs