Automated teller machines; Security apparatus for mobile phones, namely, mobile phone cases featuring a locking mechanism; downloadable smart phone application software for on-line electronic payments; downloadable electronic coupons; computer communications software to allow customers to access bank account information and transact bank business; downloadable software applications for smart phones for on-line electronic payments; magnetically encoded credit cards incorporating integrated circuit (IC) chips; integrated circuit (IC) chip card reader/writers; computer terminals for banking purposes; wireless credit card readers; electronically encoded financial service cards for use in connection with payment for services; integrated circuit cards featuring electronic money; electronic machines for reading and encoding credit cards; blank integrated circuit chips for use in smart cards; magnetically encoded credit cards; downloadable mobile gift certificates; downloadable electronic periodicals in the field of banking; smartphones; wearable computers; MP3 players

Providing financial information relating to financial and monetary affairs; Banking services; insurance agency and brokerage services; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments through computer payment systems; Brokerage of purchase payment on installment plans; Financing services; Providing financing information; Financial investment brokerage; debt recovery and debt collection agencies; Mobile and internet credit card and cash card payment services; Integrated services of mobile electronic wallet and mobile payment services, namely, credit and cash card payment services; Processing of credit card payments; Online banking; electronic credit card transaction processing via the Internet; Electronic bill payment services; Electronic credit card transaction processing; Electronic payment involving electronic processing and subsequent transmission of payment transaction data for others; Home banking; Bill payment remittance services; Bill consolidation services; Credit scoring services