Computer software application for mobile phones and computers, namely, software for processing and performing electronic financial transactions and electronic fund transfers; Electronic and magnetic cards for use in connection with financial transactions and electronic fund transfers; Magnetic coded and smart programmable cards combining programming used for performing and managing financial transactions and electronic fund transfers; Downloadable electronic publications in the nature of newsletters, magazines and reports featuring information on electronic financial transactions and electronic fund transfers

Marketing and promotional services, namely, business administration of consumer loyalty incentive award programs and consumer loyalty award programs; retail services in the form of virtual shopping malls on the Internet, namely, on-line retail store services featuring domestic electrical goods, major home appliances, consumer electronics; retail services in the form of virtual shopping malls on the Internet, namely, on-line retail store services featuring computers, software, and telecommunications apparatus, devices and instruments; retail services in the form of virtual shopping malls on the Internet, namely, on-line retail store services featuring office requisites, clothing, food, drink, fashion accessories, furniture, printed matter, cosmetics and toiletries, bags, home furnishings, textiles and textile piece goods; retail services in the form of virtual shopping malls on the Internet, namely, on-line retail store services featuring sporting articles, vehicles, jewellery, watches, clocks, kitchen utensils and containers, musical instruments, toys, games, playthings; provision of information, consultancy and advice relating to the aforesaid

Providing financial services, namely, electronic payment transaction processing services between consumers and merchants via the internet, telephone, mobile and wireless devices; cashless and virtual cash payment transaction processing services; Payment transaction processing services for merchants and consumers whereby funds are held in trust and sent to merchants upon sales to consumers; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; providing a website featuring information on electronic financial payment transaction processing and electronic fund transfers

Education and training services, namely, providing classes, events, conferences, seminars, and workshops in the field of electronic financial transactions and electronic fund transfers