Promoting the goods and services of others and providing customer loyalty services for others by providing an incentive awards program for customers and employees through the management, validation, fulfillment and processing of redemption-based promotions in the nature of rebate programs, gift-with-purchase programs, points-based incentive promotions, incentive award programs, and refer-a-friend promotions; providing administrative processing services of product rebates via a global computer network; stored value services, namely, providing incentive award programs for customers and employees through the distribution of prepaid purchase cards for the purpose of promoting and rewarding loyalty; business management of customer loyalty programs in which prepaid purchase cards are issued; providing customer loyalty services in the field of prepaid cards, namely, providing card balance and related information services for loyalty, commercial, promotional and/or advertising purposes; promoting the reward, promotion, incentive, loyalty and engagement of others through the administration of incentive award programs using gift cards, rebate cards, membership cards, and loyalty cards; promoting employee, distributor, and customer reward and recognition, sales incentive, costs savings, and loyalty, frequency, rebate, and affinity programs for others, through the administering and conducting of incentive award programs involving the issuance of prepaid purchase cards, gift cards, merchandise, digital payments and checks, for the purpose of promoting and rewarding loyalty; marketing services in the fields of consumer, employee, loyalty and sales incentive award programs, namely, providing customized communication programs in the nature of loyalty promotions, web promotions, mobile promotions, and promotional communications; providing an Internet website portal featuring promotion of self-service consumer, employee, loyalty, and sales reward products and communication programs

Issuing stored value cards, namely, prepaid purchase cards and gift cards; stored value services, namely, prepaid purchase card and gift card transaction processing services offered through cards with stored value; issuing stored value cards as part of the contests, and rebate, gift card transaction, and incentive programs of others; financial management of the issuance of prepaid purchase card programs; electronic funds transfer in connection with providing processing services of product rebates via a global computer network