software that facilitates multiple types of payment and debt transactions; computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; computer software for processing electronic payments and transferring funds to and from others; computer software for organizing, storing, providing access to, redeeming, scanning, sharing, and providing information about goods, services, discounts, tickets, boarding passes, coupons, consumer loyalty programs, and gift cards concerning a wide range of consumer products, services, and cultural, sporting and entertainment events; computer software for downloading and storing vouchers and tickets for admission to sporting, cultural and entertainment events; computer software for capturing, managing, and storing credit card and debit card information; computer software for processing, facilitating, verifying, and authenticating mobile payments and contactless transactions with retailers, merchants, and vendors via wearable and mobile devices; computer software for use in connection with the electronic transmission, presentation verification, authentication, and redemption of coupons, rebates, discounts, incentives, and special offers; computer software for use in connection with consumer loyalty programs and loyalty cards used to access and use loyalty points; computer application software for mobile phones, tablets, mobile devices, namely, software for collecting credit card payment information, organizing credit, debit and loyalty card, special offer and coupon information into a mobile device wallet application and including a checkout application for presenting payment; computer software application for mobile phones, tablets, other mobile devices that allows users to order, buy and pay for goods and services, compare prices using mobile telecommunication devices